14. Miami, Florida
travelview/ShutterstockMiami will cost over $100,000 per year to live comfortably, and that can add up to needing $2.6 million to retire.
Annual income needed to live comfortably as a homeowner: $104,965
Retirement savings you'd need to live comfortably: $2,624,125
13. Portland, Oregon
Getty Images/RyanJLanePortland is becoming increasingly expensive, and retiring there might require a large amount of savings.
Annual income needed to live comfortably as a homeowner: $106,256
Retirement savings you'd need to live comfortably: $2,656,400
12. Denver, Colorado
AP Photo/Brittany PetersonDenver could be a relatively expensive place to retire, compared to other similarly-sized cities.
Annual income needed to live comfortably as a homeowner: $109,020
Retirement savings you'd need to live comfortably: $2,725,500
11. Boston, Massachusetts
Prasit/Getty ImagesYou'd need almost $130,000 per year to retire comfortably in Boston.
Annual income needed to live comfortably as a homeowner: $129,389
Retirement savings you'd need to live comfortably: $3,234,725
10. San Diego, California
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San Diego is the cheapest of the California cities on this list, but it could still cost upwards of $130,000 per year.
Annual income needed to live comfortably as a homeowner: $137,826
Retirement savings you'd need to live comfortably: $3,445,650
9. Long Beach, California
Reuters/Mario AnzuoniIf you want to live in Long Beach, be prepared for a high cost of living.
Annual income needed to live comfortably as a homeowner: $138,698
Retirement savings you'd need to live comfortably: $3,467,450
8. Washington, DC
Spencer Platt/Getty ImagesThe nation's capital can be an expensive place to live, and an expensive place to retire.
Annual income needed to live comfortably as a homeowner: $142,230
Retirement savings you'd need to live comfortably: $3,555,750
7. Seattle, Washington
Matteo Colombo/Getty ImagesSeattle offers retirees an abundance of nature, but also high costs of living.
Annual income needed to live comfortably as a homeowner: $144,786
Retirement savings you'd need to live comfortably: $3,619,650
6. Oakland, California
DenisTangneyJr/Getty ImagesRetiring in Oakland, California, could require about $3.6 million in savings.
Annual income needed to live comfortably as a homeowner: $145,274
Retirement savings you'd need to live comfortably: $3,631,850
5. New York City, New York
Alexander Spatari/Getty ImagesLiving and retiring comfortably in New York City could cost well over $140,000 per year.
Annual income needed to live comfortably as a homeowner: $148,448.00
Retirement savings you'd need to live comfortably: $3,711,200
4. Los Angeles, California
Mario Tama/Getty ImagesIn Los Angeles, living comfortably will cost about $150,000 per year.
Annual income needed to live comfortably as a homeowner: $150,392
Retirement savings you'd need to live comfortably: $3,759,800
3. Honolulu, Hawaii
Kat Wade/Getty ImagesHonolulu is picturesque, but it's also the third most expensive city on this list.
Annual income needed to live comfortably as a homeowner: $190,201
Retirement savings you'd need to live comfortably: $4,755,025
2. San Jose, California
Sean Duan/GettyRetiring in San Jose, California, could require an income of almost $200,000 per year.
Annual income needed to live comfortably as a homeowner: $197,502
Retirement savings you'd need to live comfortably: $4,937,550
1. San Francisco, California
Robert Galbraith/ReutersSan Francisco is the most expensive city on this list: It would take a nest egg of $5.7 million to retire comfortably here.
Annual income needed to live comfortably as a homeowner: $230,286
Retirement savings you'd need to live comfortably: $5,757,150
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